Another update - I did not like the bright tone with TUSQ saddle, although volume and sustain were superb. I crafted another saddle from black ebony and notice a slight decrease in brightness, which is what I want. Will be interested to see how long the wood saddle lasts but for now, it sounds great.

My daughter and I are both enjoying the AJ-100 and highly recommend it to anyone looking for an affordable acoustic. Finals notes - both AJ-100s are holding tune better than any guitar I've owned and both came in the door with low action, perfect setup and dead-perfect intonation! Intonation has remained dead-perfect with all saddle replacements for both guitars.